Understanding costs and health insurance

When you choose PartnerMD, you pay a membership fee, which allows us to provide a higher level of service and an increased focus on your whole-person wellness. Learn more about the benefits of membership.

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Imagine having a doctor with the time to truly listen. One you trust as your partner in lifelong health. Imagine care so personal, it’s like having a doctor in the family.

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We also work with and bill your health insurance company for medical care, including office visits, lab work, and tests. You are responsible for co-pays/deductibles, but your health insurance will cover the costs of approved services/procedures, just as it would if you were seeing a traditional PCP.

Membership Fees

Our membership fees vary by office and are typically around $150 to $175 per month for the first adult member. Additional adult members can be added to your account at lower rates. Prices for dependent children up to age 25 range from about $50 to $75 per month.

You can pay your membership fee annually, quarterly, or monthly, and you can cancel at any time with 30 days written notice.

Our members report that our fees are typically less than their gym membership plus seeing a personal trainer once per month.

For a deeper dive into membership fees, read this article -> Concierge Medicine: Costs, Factors & Considerations.

Do You Have a Flexible Spending or health Savings Account? 

FSA and HSA accounts are primarily applied to medical services only. They work the same way whether you choose to see a traditional primary care doctor or a concierge doctor. Typically, concierge membership fees cannot be applied to an FSA or HSA. But, your membership may include some services that can be applied to one of these tax-free accounts. We wrote a detailed article on How to Use Your HSA or FSA for Concierge Medicine to help clarify how you can and cannot leverage these accounts.

Health Insurance

PartnerMD accepts most health insurance plans. Some companies, like Kaiser, restrict access to network doctors only. We are one of only a few concierge programs that accepts Medicare and Tricare. This is an extension of our guiding philosophy that regular access to a doctor is a vital component of everyone’s health and wellbeing, not merely a benefit for the wealthy.

Click here for a full list of accepted insurance. Be sure to confirm the exact plan using the “provider lookup” tool on the insurance carrier website.

More Options

Additionally, we offer packaged pricing to add members to a single account, such as a spouse, children over 12, college students who study away from home, adult children and their spouses, grandchildren, etc. We also have corporate packages available for employers who want to offer concierge medicine services, executive physicals, and/or wellness programs to their employees.

We know that navigating pricing and health insurance can feel daunting. We’re happy to answer questions. Let’s chat.

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